Naira transfers aren’t available at the moment due to new Central Bank of Nigeria rules. Click here for information on how you can still send money to Nigeria.

Send money to Nigeria

Fast, cheap online money transfers to Nigeria.

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Delivery method
You send
Download the Azimo app to use mobile top-up
They get
Bolt
Delivery time: Instant
Question mark
Bolt
Fee0.00 GBP (No fees on first two transfers)
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Fast money transfers, 24/7 service

Send money to Nigeria in 30 minutes, even at weekends.

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Regulated by financial institutions

Azimo is authorised and regulated by the FCA in the UK and by DNB in the EU.

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The easy way to send money

Sign up, transfer and pay using our award-winning website and apps.

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Trusted by more than 1 million users globally. Join them now.

You can save up to 77% vs Western Union, MoneyGram and Ria

With great exchange rates and low, honest fees, you’re better off with Azimo.

Comparison based on the average total cost of sending money to Nigeria. Data sourced from the World Bank for the second quarter of 2020. Learn more.

Total cost of sending
  • £120
  • £300

*Data sourced from the World Bank's Q2 remittance figures.

How to send money to Nigeria

SWIFT
  • SWIFT
  1. Set up a transfer

    After registering, choose how much to send and enter your recipient's name and bank details. The receiving account must be held in the chosen currency (EUR, GBP, USD).

  2. Pay for the transfer

    Pay by bank transfer or debit/credit card. All card payments are securely encrypted.

  3. Money delivered

    Track your transfer in the app and receive email updates.

Make a transfer
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Enter the amount
You send300,00
GBP
Enter recipient’s details
Ayo AdebayoSWIFT
Pay for the transfer
Pay with
Bank transfer
All done
Transfer completedAyo Adebayo | 300 USD
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What is the fastest way to send money to Nigeria?

The fastest way to send money to Nigeria is to make a transfer to a Nigerian bank account with Azimo. You can send money to any major bank in Nigeria.

If you pay by debit/credit card, your money transfer will be delivered in 30 minutes, even at weekends. You can also send money to Nigeria by SWIFT in EUR or USD.
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What is the best way to send money to Nigeria?

The Azimo app is the best way to send money to Nigeria. Currency alerts for the Nigerian naira (NGN) tell you the best time to send money. Email and push notifications tell you when your money transfer will be delivered. Enjoy the best exchange rates, low fees and two fee-free transfers.

Azimo Business

Save up to 90% on business payments to Nigeria

Pay suppliers and staff around the world with Azimo - the cheaper, faster global money transfer service built for your small business.

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One of the largest digital money transfer networks, reaching over 200 countries worldwide
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Trusted by more than 1 million users globally
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Here to support you when you need it

  • Customer support in 8 languages – English, German, French, Spanish, Portuguese, Polish, Russian and Italian.
  • Email and chat support, with in-app phone support available to customers in some markets.
  • Support centre – answers to frequently asked questions and much more.

Frequently asked questions

Why can’t I transfer to a Naira bank account?

Central Bank of Nigeria rules mean that payments can only arrive with recipients in USD. As soon as the situation changes, we’ll let you know by email.

In the meantime, Azimo remains one of the safest and most reliable ways to send money to Nigeria.

What currencies can I send?

You can still send money to USD or EUR bank accounts in Nigeria by choosing the SWIFT delivery method on the Azimo website or app.

Mobile top-up transfers are also available as usual. With mobile top-up you can add credit to your recipient’s local mobile number – the money cannot be withdrawn.

Does the recipient’s account have to be in USD?

Central Bank of Nigeria rules mean that your recipient’s account must be held in USD or EUR. We’re also not able to process For Further Credit (FFC) payments.

If either of these requirements are not met, the receiving bank will usually reject the transfer and return the money to Azimo. This process can take up to four weeks, so it’s important the recipient’s account matches your sending currency (USD/EUR).

Note, correspondent banks, also known as intermediary banks, may deduct a handling fee from the total amount.

How much does it cost to send money via SWIFT?

You’ll find more information about our fee here

Please note, receiving banks may charge an additional fee to send or receive a SWIFT transfer. In which case, yor transfer amount may vary.

When your transfer is in progress, correspondent banks, also known as intermediary banks, can deduct a handling fee. The amount depends on the currency, country and bank.

How long until my transfer is delivered?

SWIFT payments usually take one working day to be delivered.

Please note, transfers may take longer during public holidays.

Can I send a mobile top-up?

With mobile top-up you can add credit to your recipient’s local mobile number – the money cannot be withdrawn.

Mobile top-ups are processed within minutes but they can only be sent from the Azimo app, and rates differ slightly from our usual rates.

To complete a mobile top-up transfer, simply select ‘Mobile top-up’ as your delivery method and enter your recipient’s mobile number.

Note, the money can be used by the recipient to carry out calls and SMSs – it cannot be transferred to the bank account.

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