You can now send money to Nigeria via cash pick-up in USD, click here for information. Due to Central Bank of Nigeria rules, Naira transfers are not available at the moment.

Send money to Nigeria

Fast, cheap online money transfers to Nigeria.

Sunday Times Tech Track 100 logo

Delivery method
You send
Download the Azimo app to use mobile top-up
They get
Bolt
Delivery time: Instant
Question mark
Bolt
Fee0.00 GBP (No fees on first two transfers)
illustration of a person with Nigeria flag
TUV SAARLAND
Based on 40,000+ reviews
Sunday Times Tech Track 100 logo
A lightning bolt on the face of a stopwatch.

Fast money transfers, 24/7 service

Send money to Nigeria in 30 minutes, even at weekends.

A secure padlock.

Regulated by financial institutions

Azimo is authorised and regulated by the FCA in the UK and by DNB in the EU.

A tick mark next to the Azimo app on an iPhone.

The easy way to send money

Sign up, transfer and pay using our award-winning website and apps.

A cluster of stars.

40,000+ five-star reviews on Trustpilot

Trusted by more than 1 million users globally. Join them now.

You can save up to 77% vs Western Union, MoneyGram and Ria

With great exchange rates and low, honest fees, you’re better off with Azimo.

Comparison based on the average total cost of sending money to Nigeria. Data sourced from the World Bank for the second quarter of 2020. Learn more.

Total cost of sending
  • £120
  • £300

*Data sourced from the World Bank's Q2 remittance figures.

How to send money to Nigeria

Cash pick-up
  • Cash pick-up
  • SWIFT
  1. Set up a cash pick-up transfer

    After registering, choose how much to send and enter your recipient's full name (as shown on their ID), their phone number and your choice of pick-up location.

  2. Pay for the transfer

    Pay by bank transfer or debit/credit card. All card payments are securely encrypted.

  3. Pick up the money

    Pick-up instructions will be provided once the transfer is created.

  1. Set up a transfer

    After registering, choose how much to send and enter your recipient's name and bank details. The receiving account must be held in the chosen currency (EUR, GBP, USD).

  2. Pay for the transfer

    Pay by bank transfer or debit/credit card. All card payments are securely encrypted.

  3. Money delivered

    Track your transfer in the app and receive email updates.

Make a transfer
Azimo app screen with Azimo logo
Enter the amount
You send300,00
GBP
Enter recipient’s details
Ayo AdebayoSWIFT
Pay for the transfer
Pay with
Bank transfer
All done
Transfer completedAyo Adebayo | 300 USD
Illustrated man moving fast with lightning bolt

What is the fastest way to send money to Nigeria?

The fastest way to send money to Nigeria is to make a transfer to a Nigerian bank account with Azimo. You can send money to any major bank in Nigeria.

If you pay by debit/credit card, your money transfer will be delivered in 30 minutes, even at weekends. You can also send money to Nigeria by SWIFT in EUR or USD.
Illustrated woman holding US dollar coin

What is the best way to send money to Nigeria?

The Azimo app is the best way to send money to Nigeria. Currency alerts for the Nigerian naira (NGN) tell you the best time to send money. Email and push notifications tell you when your money transfer will be delivered. Enjoy the best exchange rates, low fees and two fee-free transfers.

Azimo Business

Save up to 90% on business payments to Nigeria

Pay suppliers and staff around the world with Azimo - the cheaper, faster global money transfer service built for your small business.

Rakuten logo and the European Investment Bank logo
Backed by Japan’s Rakuten, European Investment Bank
Woman holding globe and piles of money
One of the largest digital money transfer networks, reaching over 200 countries worldwide
Man holding five stars
Trusted by more than 1 million users globally
Sunday Times Tech Track 100 logo
Listed on the Sunday Times Tech Track 100

We are rated "Excellent" on Trustpilot. See what our customers are saying...

Rated "Excellent" on Trustpilot from 33,836 reviews

Here to support you when you need it

  • Customer support in 8 languages – English, German, French, Spanish, Portuguese, Polish, Russian and Italian.
  • Email and chat support, with in-app phone support available to customers in some markets.
  • Support centre – answers to frequently asked questions and much more.

Frequently asked questions

How can I send money to Nigeria?

You can send money to Nigeria with Azimo using our cash pick-up, SWIFT payment and Mobile top-up services.

Please note, changes to Central Bank of Nigeria rules mean naira transfers are not available at the moment. As soon as the situation changes, we’ll notify all customers by email.

How do I use Azimo's USD cash pick-up service?

If you’re already an Azimo customer, you’ll know how simple money transfers can be.

Azimo’s USD cash pick-up service is no different. First, log in, then:

  • Select Nigeria as your sending country, USD as your receiving currency and cash pick-up as your delivery method.
  • Enter your recipient’s details – including their full name, phone number and email. Choose the collection bank.
  • Pay for your transfer – payment methods include debit/credit card, bank transfer via online banking or SOFORT.

Once we’ve received your payment, we’ll immediately process your transfer and notify both you and your recipient via email and push notifications.

Cash pick-ups are mostly available within 30 minutes. However, payments can only be processed during business hours.

When the cash is available for collection, we will notify you.

What will my recipient need to collect the money and where can they collect it?

Your recipient will need to bring the following to the pick-up location:

  • Matching photo ID (valid forms include national ID, passport, driver’s licence or Nigerian Bank Verification Number/BVN).
  • Pick-up reference number (which you and your recipient will receive via email).

Currently, the cash is available for collection from any FCMB or Fidelity Bank branch.

Please note, as a sender you will receive an email containing all pick-up instructions. If you’ve provided your recipient’s email, they will too.

For more information, read our sending money to Nigeria FAQs.

How can I send money to a bank account in Nigeria?

You can still send money to USD or EUR bank accounts in Nigeria by choosing the SWIFT delivery method on the Azimo website or app. Central Bank of Nigeria rules mean that your recipient’s account must be held in USD or EUR. We’re also not able to process For Further Credit (FFC) payments.

If either of these requirements are not met, the receiving bank will usually reject the transfer and return the money to Azimo. This process can take up to four weeks, so it’s important the recipient’s account matches your sending currency (USD/EUR).

Note, correspondent banks, also known as intermediary banks, may deduct a handling fee from the total amount.

What details do I need to send a SWIFT payment?

You will need your recipient’s SWIFT-BIC code. This code is unique to your recipient’s bank branch, so please ask them before you set-up a transfer.

Read more: How do I find my SWIFT/BIC code?

How much does it cost to send money via SWIFT?

You’ll find more information about our fee here

Please note, receiving banks may charge an additional fee to send or receive a SWIFT transfer. In which case, your transfer amount may vary.

When your transfer is in progress, correspondent banks, also known as intermediary banks, can deduct a handling fee. The amount depends on the currency, country and bank.

See all
CNN logo
“The future of money transfer”
The Economist magazine logo
“An explosion of start-ups is changing finance for the better”
The Guardian newspaper logo
“Azimo: One of the top 10 money saving apps“