Send money to Nigeria

Fast, cheap online money transfers to Nigeria.

Based on 50,000+ reviews

Delivery method
You send
Download the Azimo app to use mobile top-up
They get
Bolt
Fee: 0.00 GBP (No fees on first two transfers)
Bolt
Delivery time: Instant
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Based on 50,000+ reviews

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Fast money transfers, 24/7 service

Send money to Nigeria instantly – even at weekends.

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Secure payments

Azimo is authorised and regulated by the FCA in the UK and by DNB in the EU.

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Easy to use

Sign up, transfer and pay using our award-winning website and apps.

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Trusted by more than 1 million users globally. Join them now.

How to send money to Nigeria

Cash pick-up
  • Cash pick-up
  • Bank deposit
  • SWIFT
  1. Set up a cash pick-up transfer

    After registering, choose how much to send and enter your recipient's full name (as shown on their ID), their phone number and your choice of pick-up location.

  2. Pay for the transfer

    Pay by bank transfer or debit/credit card. All card payments are securely encrypted.

  3. Pick up the money

    Pick-up instructions will be provided once the transfer is created.

  1. Set up a money transfer

    After registering, choose how much to send and enter your recipient's full name, bank name and 10-digit NUBAN.

  2. Pay for the transfer

    Pay by bank transfer or debit/credit card. All card payments are securely encrypted.

  3. Your transfer is on its way

    Delivery in under 30 minutes. Track your transfer in the app and receive email updates.

  1. Set up a transfer

    After registering, choose how much to send and enter your recipient's name and bank details. The receiving account must be held in the chosen currency (EUR, GBP, USD).

  2. Pay for the transfer

    Pay by bank transfer or debit/credit card. All card payments are securely encrypted.

  3. Money delivered

    Track your transfer in the app and receive email updates.

Send now
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Enter the amount
You send300,00
GBP
Enter recipient’s details
Ayo AdebayoSWIFT
Pay for the transfer
Pay with
Bank transfer
All done
Transfer completedAyo Adebayo | 300 USD
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What is the fastest way to send money to Nigeria?

The fastest way to send money to Nigeria is to make a transfer to a Nigerian bank account with Azimo. You can send money to any major bank in Nigeria.

If you pay by debit/credit card, your money transfer will be delivered instantly, even at weekends. You can also send money to Nigeria by SWIFT in EUR or USD.
Make a transfer
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What is the best way to send money to Nigeria?

The Azimo app is the best way to send money to Nigeria. Currency alerts for the Nigerian naira (NGN) tell you the best time to send money. Email and push notifications tell you when your money transfer will be delivered. Enjoy the best exchange rates, low fees and two fee-free transfers.

Azimo Business

Save up to 90% on business payments to Nigeria

Pay your overseas expenses in minutes - and save up to 90% vs banks. Join the money transfer service for hard-working people like you.

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One of the largest digital money transfer networks, reaching over 200 countries worldwide
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Trusted by more than 1 million users globally
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We are rated "Excellent" on Trustpilot. See what our customers are saying...

Rated "Excellent" on Trustpilot from 33,836 reviews

Here to support you when you need it

  • Customer support in 8 languages – English, German, French, Spanish, Portuguese, Polish, Russian and Italian.
  • Email and chat support, with in-app phone support available to customers in some markets.
  • Support centre – answers to frequently asked questions and much more.

Frequently asked questions

How can I send money to Nigeria?

You can send money to Nigeria with Azimo using our direct to bank, cash pick-up or SWIFT payment service.

Please note, changes to Central Bank of Nigeria rules mean naira transfers are not available at the moment. As soon as the situation changes, we’ll notify all customers by email.

What is the Naira 4 Dollar Scheme?

The Central Bank of Nigeria’s new ‘Naira 4 Dollar Scheme’ is simple. For every US dollar you send, your recipient will receive a 5 naira bonus.

For example, if you send 100USD to Nigeria with Azimo, your recipient will receive the 100 USD plus a 500 naira bonus.

Set up a transfer as usual and the bonus will be available for collection at your chosen pick-up location.

Please ask your recipient to mention the Naira4Dollar Scheme at the branch. And if they have any trouble collecting the bonus, kindly ask them to contact the bank directly.

You’ll find that the bonus won’t appear in your transfer history as the money is paid by the bank and not by Azimo.

What will my recipient need to collect the money and where can they collect it?

Your recipient will need to bring the following to the pick-up location:

  • Matching photo ID (valid forms include national ID, passport, driver’s licence or Nigerian Bank Verification Number/BVN).
  • Pick-up reference number (which you and your recipient will receive via email).

Currently, the cash is available for collection from any FCMB or Fidelity Bank branch.

Please note, as a sender you will receive an email containing all pick-up instructions. If you’ve provided your recipient’s email, they will too.

For more information, read our sending money to Nigeria FAQs.

How can I send money to a bank account in Nigeria?

You can still send money to USD or EUR bank accounts in Nigeria by choosing the direct to bank, cash pick-up or SWIFT delivery method on the Azimo website or app. Central Bank of Nigeria rules mean that your recipient’s account must be held in USD or EUR. We’re also not able to process For Further Credit (FFC) payments.

If either of these requirements are not met, the receiving bank will usually reject the transfer and return the money to Azimo. This process can take up to four weeks, so it’s important the recipient’s account matches your sending currency (USD/EUR).

Note, correspondent banks, also known as intermediary banks, may deduct a handling fee from the total amount.

What details do I need to send a SWIFT payment?

You will need your recipient’s SWIFT-BIC code. This code is unique to your recipient’s bank branch, so please ask them before you set-up a transfer.

Read more: How do I find my SWIFT/BIC code?

How much does it cost to send money via SWIFT?

You’ll find more information about our fee here

Please note, receiving banks may charge an additional fee to send or receive a SWIFT transfer. In which case, your transfer amount may vary.

When your transfer is in progress, correspondent banks, also known as intermediary banks, can deduct a handling fee. The amount depends on the currency, country and bank.

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