Send money to Nigeria

You can send money to Nigeria with Azimo using our cash pick-up, SWIFT payment and Mobile top-up services.

Please note, changes to Central Bank of Nigeria rules mean naira transfers are not available at the moment. As soon as the situation changes, we’ll notify all customers by email.

If you’re already an Azimo customer, you’ll know how simple money transfers can be.

Azimo’s USD cash pick-up service is no different. First, log in, then:

• Select Nigeria as your sending country, USD as your receiving currency and cash pick-up as your delivery method.
• Enter your recipient’s details – including their full name, phone number and email. Choose the collection bank.
• Pay for your transfer – payment methods include debit/credit card, bank transfer via online banking or SOFORT.

Once we’ve received your payment, we’ll immediately process your transfer and notify both you and your recipient via email and push notifications.

Cash pick-ups are mostly available within 30 minutes. However, payments can only be processed during business hours.

When the cash is available for collection, we will notify you.

Your recipient will need to bring the following to the pick-up location:

• Matching photo ID (valid forms include national ID, passport, driver’s licence or Nigerian Bank Verification Number/BVN).
• Pick-up reference number (which you and your recipient will receive via email).

Currently, the cash is available for collection from any FCMB or Fidelity Bank branch.

Please note, as a sender you will receive an email containing all pick-up instructions. If you’ve provided your recipient’s email, they will too.

For more information, read our sending money to Nigeria FAQs.

You can still send money to USD or EUR bank accounts in Nigeria by choosing the SWIFT delivery method on the Azimo website or app. Central Bank of Nigeria rules mean that your recipient’s account must be held in USD or EUR. We’re also not able to process For Further Credit (FFC) payments.

If either of these requirements are not met, the receiving bank will usually reject the transfer and return the money to Azimo. This process can take up to four weeks, so it’s important the recipient’s account matches your sending currency (USD/EUR).

Note, correspondent banks, also known as intermediary banks, may deduct a handling fee from the total amount.

You will need your recipient’s SWIFT-BIC code. This code is unique to your recipient’s bank branch, so please ask them before you set-up a transfer.

Read more: How do I find my SWIFT/BIC code?

You’ll find more information about our fee here

Please note, receiving banks may charge an additional fee to send or receive a SWIFT transfer. In which case, your transfer amount may vary.

When your transfer is in progress, correspondent banks, also known as intermediary banks, can deduct a handling fee. The amount depends on the currency, country and bank.